{"success":true,"data":{"id":"bank-wire-transfer-verification-phish","label":"Fake bank alert claiming an outgoing wire transfer requires email-link verification before processing — real banks authenticate wire transfers exclusively through secure portals, never email CTAs.","description":"Fake bank alert claiming an outgoing wire or SWIFT transfer requires email-link verification or authorization before it can be processed — credential harvesting or unauthorized-transaction-approval attack. Real banks authenticate all wire authorizations through 2FA-protected online portals or branch confirmation; they never use email CTAs to approve outgoing wires. Attackers use urgency around a large transfer to harvest login credentials or get the victim to \"cancel\" a transfer they initiated. Detection: wire transfer/outgoing wire/SWIFT transfer vocabulary + verify/authorize/approve/confirm transfer action + no List-Unsubscribe + no In-Reply-To + not protected sender. Trash score: +5. Source: GC1-R21; FBI IC3 BEC wire fraud advisory 2025; FinCEN wire fraud guidance.","tier":"danger","category":"phishing","isThin":false}}