{"success":true,"data":{"id":"bec-vendor-account-verification-fraud","label":"BEC vendor account verification fraud","description":"Email requests a vendor or supplier re-verify ACH routing numbers, W-9 forms, or direct deposit details — the \"indirect BEC\" pattern that reroutes AP payments without requiring domain spoofing. FBI IC3 2026 BEC report: $2.9B in losses, average incident cost $120K, and AP verification requests are the fastest-growing BEC sub-category.","tier":"danger","category":"phishing","isThin":false}}