{"success":true,"data":{"id":"body-contains-p2p-payment-request","label":"P2P payment app request (CashApp/Venmo/Zelle — no buyer protection)","description":"Body contains a P2P payment app URL (cash.app, venmo.com) OR a P2P app name (CashApp, Venmo, Zelle) within 60 characters of a payment-action word (send, pay, transfer, wire). Scammers push victims to P2P apps specifically because transfers are instant, irreversible, and offer no buyer protection — once sent, the money is gone. Legitimate businesses never ask for payment via CashApp/Venmo/Zelle; they use invoicing, card payments, or bank transfers with dispute mechanisms.","tier":"warning","category":"body","isThin":false}}