{"success":true,"data":{"id":"business-grant-loan-scam","label":"Business grant / govt funding scam — free SBA/government grant + upfront processing fee to release funds","description":"Body contains a business grant or government funding claim — SBA/government grant impersonation, \"free business capital/money\", \"no repayment required\" framing, or \"you have been pre-approved for a business grant\" — AND demands an upfront fee before the funds can be released: a processing/activation/registration fee, a refundable security deposit, a tax/customs clearance fee, or \"pay $X to receive/unlock your grant funds\". Real government grant programmes (SBA SBIR, USDA, NEA, NIH) never charge application or activation fees — this is a federal crime under the advance-fee fraud statutes. Real business lenders do not call their products \"free money\" and do not require deposits before disbursing approved loans. The FTC and SBA issue regular warnings about this exact pattern.","tier":"danger","category":"scam","isThin":false}}