{"success":true,"data":{"id":"cbdc-digital-dollar-wallet-onboarding-scam","label":"CBDC / digital-dollar wallet onboarding scam — fraudulent email impersonating the Federal Reserve, US Treasury, or FedNow claiming a \"digital dollar\" wallet is ready to activate, harvesting SSN, bank details, or an activation fee. FBI IC3 2025 report: 4,200+ complaints / $89M; FTC alert Feb 2026.","description":"Emails claiming to offer access to a US \"digital dollar,\" \"FedNow digital wallet,\" \"Federal Reserve digital currency account,\" or government-backed CBDC wallet. Victims are directed to register a \"digital wallet\" and provide SSN, bank routing number, and/or pay a \"wallet activation fee\" in cryptocurrency or wire. This vector exploits widespread confusion between FedNow (the real instant-payment rail launched 2023) and a fictional \"digital dollar\" CBDC. The FBI IC3 2025 Annual Report documents 4,200+ CBDC-related fraud complaints totaling $89M in losses — a 380% increase from 2024. The FTC issued a specific CBDC scam consumer alert in February 2026. No US CBDC exists; any email combining \"digital dollar\" + \"wallet registration\" + non-government link is unambiguously fraudulent.","tier":"danger","category":"scam","isThin":false}}