{"success":true,"data":{"id":"fake-bank-wire-transfer-fraud-alert","label":"Fake bank wire transfer / Zelle / ACH fraud alert scam","description":"Email impersonating a bank (Chase, Wells Fargo, Bank of America, Citibank, etc.) with a fabricated outgoing wire transfer, ACH transfer, or Zelle payment fraud alert — creating urgency to call a scammer phone number to \"block\" or \"reverse\" the transfer. The real bank's fraud team never calls back numbers that appear in the email; the scammer harvests banking credentials or authorizes fraudulent transfers. FBI IC3 2024: bank impersonation wire fraud caused $2.9B+ in losses; the average victim loss exceeds $10,000.","tier":"danger","category":"scam","isThin":false}}