{"success":true,"data":{"id":"fake-charity-disaster-covid-relief-fraud","label":"Fake charity / disaster relief donation fraud","description":"Email soliciting disaster-relief or humanitarian-crisis donations while directing payment through non-standard channels — Zelle, Western Union, wire transfer, gift cards, or Bitcoin — the defining marker of a charity fraud. Legitimate charities collect donations via their official website, PayPal Giving Fund, or check; none request gift cards or Bitcoin in cold emails. FTC 2024: charity fraud and impostor charity scams caused $530M+ in reported losses; spikes sharply during natural disasters, wars, and public health crises.","tier":"danger","category":"scam","isThin":false}}