{"success":true,"data":{"id":"fake-charity-donation-disaster-relief-scam","label":"Fake charity / disaster relief donation scam — urgent disaster appeal + donate via gift cards / wire transfer / Zelle to personal account","description":"Unsolicited disaster relief or charity appeal requesting donations via gift cards, wire transfer, Zelle, or Venmo to a personal account — the defining pattern of fraudulent \"emergency charities\" that exploit earthquakes, hurricanes, wars, and humanitarian crises. Legitimate charities never solicit gift card donations, never accept wire transfers to personal accounts, and always have IRS 501(c)(3) registration. BBB Wise Giving Alliance: fake charity complaints spike 300%+ in the 72 hours following a major disaster; FTC 2024: $400M+ annually lost to fraudulent charity solicitations. Verify charities at charity navigator.org or give.org before donating.","tier":"danger","category":"scam","isThin":false}}