{"success":true,"data":{"id":"fake-ebay-second-chance-buyer-scam","label":"Fake eBay second chance buyer scam — you were the highest/second bidder + winner backed out + pay directly to seller outside of eBay/platform via wire/gift card/money order","description":"Fake eBay or online marketplace \"second chance\" buyer scam — scammers contact auction bidders claiming the winning buyer backed out, the item was returned, or the victim was the second-highest bidder, then request payment OUTSIDE the auction platform via wire transfer, gift cards, Bitcoin, Western Union, Venmo, or Zelle. The item does not exist or the seller is fraudulent; payment outside the platform eliminates buyer protection. eBay, Craigslist, and Facebook Marketplace all state explicitly that legitimate sellers never ask buyers to pay outside the platform or via untraceable methods. FBI IC3 2024: online marketplace payment fraud (including second-chance scams) caused $392M in reported losses. The defining red flag is the instruction to bypass the platform's payment system.","tier":"danger","category":"scam","isThin":false}}