{"success":true,"data":{"id":"fake-government-grant-approval-fee-scam","label":"Fake government grant approval / advance fee scam","description":"Email claiming the recipient has been approved for a government grant (federal, SBA, stimulus, COVID relief) and must pay a small upfront processing or administrative fee to release the funds. Legitimate government grants never require an advance fee — the fee demand is the defining fraud signal. These scams disproportionately target small business owners, low-income households, and recent job-seekers. FTC 2024: government impersonation scams cost Americans $618M, with grant fraud a persistent sub-category.","tier":"danger","category":"scam","isThin":false}}