{"success":true,"data":{"id":"fake-student-loan-forgiveness-advance-fee","label":"Fake student loan forgiveness / advance fee scam","description":"Email falsely offering student loan forgiveness, debt elimination, or relief — while demanding an upfront enrollment/processing fee, harvesting Federal Student Aid (FSA) account credentials, or enrolling victims in fraudulent relief programs. Legitimate federal forgiveness programs are free and applied directly through studentaid.gov; any third-party fee or credential request is fraud. DOE/FTC 2024: student loan debt relief scams generated 18,000+ complaints; an estimated $300M+ in consumer harm from advance-fee schemes targeting the 43M Americans with federal student loan debt.","tier":"danger","category":"scam","isThin":false}}