{"success":true,"data":{"id":"fake-utility-bill-disconnect-threat","label":"Fake utility bill service disconnection threat","description":"Email impersonating a utility company (electricity, gas, water, power) threatening immediate service disconnection for an overdue balance and demanding payment via gift card, wire transfer, or a phone call with card details. Utility impersonation scams are year-round and target all demographics, frequently using \"final notice\" and same-day disconnect pressure. AARP/FTC 2024: utility scams are a top-3 impersonation fraud category with $200M+ in annual US consumer losses.","tier":"danger","category":"scam","isThin":false}}