{"success":true,"data":{"id":"fake-wise-transfer-verification-lure","label":"Fake Wise (TransferWise) international transfer verification phishing — impersonates Wise with a transfer-held / account-restricted urgency + verify-identity CTA at a non-wise.com host. FCA / FinCEN 2025-2026.","description":"Phishing emails impersonating Wise (formerly TransferWise) claiming an international transfer requires verification, has been held, or an account is restricted, directing victims to a fake portal harvesting Wise login credentials and payment card details. Three-part detection: (1) Wise / TransferWise transfer / account / payment language, (2) transfer-held / account-restricted / verification-required urgency, (3) verify / authorize / sign-in CTA with off-wise.com link. FCA and FinCEN 2025-2026 advisories documented Wise impersonation targeting international payment users; active campaigns confirmed. High-value phishing target: Wise processes $12B+ monthly cross-border transfers for individuals and businesses.","tier":"danger","category":"scam","isThin":false}}