{"success":true,"data":{"id":"healthcare-prior-auth-denial-phish","label":"Fake health insurance prior authorization denial demanding credential upload to file an appeal — real prior-auth denials arrive via EOB statements and authenticated insurer portals.","description":"Fake health insurance prior authorization denial demanding credential upload or insurance ID to \"appeal\" — identity theft targeting patients and healthcare workers. Real prior-auth denials are delivered via Explanation of Benefits (EOB) statements, certified mail, and authenticated insurer member portals; they never arrive as cold emails with click-to-appeal links. Detection: prior authorization denied/rejected vocabulary + appeal/verify insurance/upload documents action + no List-Unsubscribe + no In-Reply-To + not protected sender. Trash score: +3. Source: GC1-R21; HHS Office of Inspector General healthcare fraud advisory; APWG healthcare impersonation 2025.","tier":"danger","category":"phishing","isThin":false}}