{"success":true,"data":{"id":"irs-refund-direct-deposit-phish","label":"Fake IRS tax refund direct deposit confirmation requiring bank account verification via non-.gov link — the IRS NEVER emails refund deposit confirmation links; all IRS tax communication is via mail or irs.gov.","description":"Fake IRS tax refund direct deposit confirmation email requiring bank account verification via a non-.gov link — identity theft and bank account takeover targeting taxpayers. The IRS communicates tax refunds via physical mail (Notice 1450) and the \"Where's My Refund?\" tool at irs.gov; it NEVER emails refund direct deposit confirmation links or requests banking details via email. A non-.gov sender claiming to process or confirm a tax refund with a bank account entry link is high-confidence fraud. Detection: IRS refund/tax refund direct deposit vocabulary + confirm bank/verify account/provide routing action or non-.gov href + no List-Unsubscribe + no In-Reply-To + not protected sender. Trash score: +4. Source: GC1-R20; IRS tax scam advisory 2025; FTC tax refund impostor advisory.","tier":"danger","category":"phishing","isThin":false}}