{"success":true,"data":{"id":"money-mule-scam","label":"Money mule / financial agent scam — receive funds to your account + keep % + forward the rest","description":"Body contains a financial-agent or payment-processor recruitment pitch (\"we need a local financial representative to receive payments on our behalf\", \"process international transfers and earn a commission\") combined with a keep-percentage-forward-the-rest instruction (\"retain 10% as your commission, transfer the remaining balance to our client within 24 hours\"). Victims who accept become unwitting money launderers: the funds they receive are the proceeds of fraud, and they are personally liable when law enforcement traces the transfers. FinCEN, the FTC, and CIFAS list this as one of the fastest-growing financial crime enablers. Legitimate employers never ask you to use your personal bank account to receive and forward money — all real payroll is processed via the employer's own banking infrastructure.","tier":"danger","category":"scam","isThin":false}}