{"success":true,"data":{"id":"sba-small-business-loan-phish","label":"Fake Small Business Administration (SBA) or EIDL loan claiming approval and requiring business banking information via email link to disburse funds — credential harvest and advance-fee fraud targeting small business owners.","description":"Fake Small Business Administration (SBA), Economic Injury Disaster Loan (EIDL), or small business lender claiming a loan or grant has been pre-approved and requiring business banking credentials via email link to disburse funds — advance-fee fraud and credential harvest targeting small business owners. Real SBA EIDL and PPP disbursements are processed through verified SBA.gov portal accounts and direct ACH to pre-registered bank accounts; unsolicited emails claiming SBA loan approval are scams. Detection: SBA/EIDL/small business loan approved/disburse + provide bank account/routing number/submit banking for loan vocabulary + no List-Unsubscribe + no In-Reply-To + not protected sender. Trash score: +4. Source: GC1-R23; SBA EIDL fraud alert 2025; FBI IC3 SBA impersonation scam advisory.","tier":"danger","category":"phishing","isThin":false}}