{"success":true,"data":{"id":"student-fafsa-aid-phish","label":"Fake Department of Education/FAFSA claiming a student aid disbursement requires bank account verification via email link — high-volume student targeting scam; real FAFSA disbursements go through the bursar.","description":"Fake Department of Education, FAFSA, or financial aid office claiming a student aid disbursement is ready and requiring bank account verification via email link — credential harvest and bank account takeover targeting students. Real FAFSA disbursements are processed through the school bursar after verification in the official FAFSA portal; cold email links requesting banking information to \"receive\" aid are advance-fee / credential theft attacks. Detection: FAFSA/financial aid disbursement + bank account/routing number/verify for aid vocabulary + no List-Unsubscribe + no In-Reply-To + not protected sender. Trash score: +4. Source: GC1-R22; ED.gov FAFSA scam advisory 2025; FTC student aid scam patterns.","tier":"danger","category":"phishing","isThin":false}}