{"success":true,"data":{"id":"title-attorney-revised-wire-instructions-bec","label":"Title-attorney revised wire-instructions BEC — email impersonates a settlement attorney or title company mid-transaction with \"revised\" or \"updated\" wire instructions containing a routing/account number change. FBI IC3 2025 real-estate BEC $446M; distinct from existing wire-transfer and mortgage-refi signals.","description":"Business Email Compromise targeting real estate buyers at closing: an attacker sends a fraudulent email appearing to be from the title company, closing attorney, or escrow officer with \"revised wire instructions,\" \"updated banking details,\" or a \"new routing number for closing funds.\" FinCEN's 2026 advisory on real estate wire fraud specifically highlights this pattern; the FBI IC3 2025 Internet Crime Report attributed $446M in losses to real estate wire fraud with \"revised wire instructions\" as the #1 tactic; ALTA issued a January 2026 warning about this exact pattern. The key discriminator: real title companies never email revised wire instructions — they provide wire details once via a secure portal. Routing/account numbers embedded inline in an email body are a near-perfect fraud indicator. Distinct from real-estate-wire-fraud-lure (general wire-instruction language without the \"revised/updated/changed\" composite or inline account numbers).","tier":"danger","category":"phishing","isThin":false}}