{"success":true,"data":{"id":"unemployment-benefits-phish","label":"Fake state unemployment agency (EDD/DOL) claiming benefits require identity verification or an overpayment must be repaid via email link — credential harvest + payment fraud targeting benefit claimants.","description":"Fake state unemployment insurance agency (EDD, DOL, IDES, TWC) or PUA/FPUC program claiming a benefit payment requires identity verification or that an overpayment must be repaid via email link — credential harvest and payment fraud targeting laid-off workers. Real UI benefit payments and overpayment notices come through the state portal and US mail; cold email links \"verifying identity\" for benefit disbursement are data theft attacks. Detection: unemployment insurance/EDD/UI benefit + identity verification/repay overpayment/bank account vocabulary + no List-Unsubscribe + no In-Reply-To + not protected sender. Trash score: +4. Source: GC1-R22; DOL UI fraud advisory 2025; CISA unemployment benefit phishing alert.","tier":"danger","category":"phishing","isThin":false}}