{"success":true,"data":{"id":"utility-disconnect-threat-scam","label":"Utility disconnect threat scam","description":"Attacker impersonates an electric, gas, water, or internet provider and threatens immediate service disconnection unless payment is made via an untraceable method (gift cards, Zelle, wire transfer) — AARP and the FTC consistently rank utility impersonation as one of the highest-volume consumer fraud types; legitimate utility companies send bills and past-due notices but never demand same-day gift card payment under threat of disconnection.","tier":"danger","category":"scam","isThin":false}}