{"success":true,"data":{"id":"utility-disconnection-final-notice-phish","label":"Fake utility company claiming a final disconnection notice for unpaid bills with service shutoff within 2–4 hours unless payment is made via email link — credential-harvest attack; real utility disconnection notices require 10–30 days advance written notice under state PUC regulations, never same-day shutoff via cold email.","description":"Fake utility company (electricity, gas, water, or broadband) claiming it is issuing a final disconnection notice for unpaid bills and threatening to shut off service within 2–4 hours unless payment is made immediately via email link — credential-harvest and advance-fee fraud targeting residential and business utility customers. Real utility disconnection notices are delivered via USPS certified mail, automated phone, and authenticated customer portal under state Public Utilities Commission regulations requiring advance written notice of 10–30 days; cold emails threatening same-day service shutoff within hours for unpaid utility bills are government/utility-impersonation attacks. The \"final notice — pay within 2 hours or power/gas/water disconnected today\" pretext is consistently listed by FTC and AARP as a top utility-impersonation scam pattern. Distinct from account-balance-urgency-phish (generic balance urgency) — this targets the utility company final disconnection notice / pay within hours or service disconnected today vocabulary. Detection: final disconnection notice + pay within hours + electricity/gas/water/service shut off today + no List-Unsubscribe + no In-Reply-To + not protected sender. Trash score: +5. Source: GC1-R30; FTC utility impersonation advisory 2025; AARP utility scam tracker; NARUC state PUC disconnection rules; CISA critical-infrastructure impersonation patterns.","tier":"danger","category":"phishing","isThin":false}}