{"success":true,"data":{"id":"utility-emergency-disconnection-phish","label":"Fake electric/gas/water utility emergency disconnection notice requiring same-day payment to prevent cutoff — real utility disconnect notices come via physical mail and authenticated portal, not cold payment-link email.","description":"Fake electric, gas, or water utility emergency disconnection notice requiring immediate payment to prevent service cutoff — payment fraud targeting utility customers. Real utility disconnect notices are communicated via physical mail and authenticated customer portal; utilities never initiate same-day cutoff threats via cold inbound email with payment links. The extreme time pressure (\"pay today or disconnection tonight\") is the social engineering lever. Detection: utility service disconnect/cutoff vocabulary + immediate payment/pay today/avoid disconnection urgency + no In-Reply-To + not protected sender. Trash score: +4. Source: GC1-R20; APWG utility impostor phishing trend 2025; FTC utility scam advisory.","tier":"danger","category":"phishing","isThin":false}}