{"success":true,"data":{"id":"wire-fraud-bec","label":"Wire fraud / BEC — fake wire transfer request or bank-change instruction","description":"Body contains both a wire transfer or bank-change instruction (\"please wire $50,000 to the account below\", \"our banking details have changed — please update\") AND a Business Email Compromise red flag (\"do not call to verify\", \"keep this strictly confidential\", \"CEO has personally authorized this\", \"process immediately\"). The FBI reports BEC as the single most costly cybercrime at $3B+ per year. Legitimate finance teams never combine wire instructions with secrecy demands.","tier":"danger","category":"phishing","isThin":false}}