Fake 401(k) open enrollment window closure requiring portal credential entry — real 401k enrollment goes through the plan administrator's authenticated portal (Fidelity / Vanguard / Empower), not cold email.
corporate-401k-enrollment-phish
What this tier means
High-confidence threat indicator — phishing, impersonation, BEC, or scam pattern. Strong contributor to the trash decision.
How Gorganizer detects this
Fake 401(k) open enrollment window closure email requiring portal credential entry — "enrollment window closes Friday, sign in now to confirm your contribution elections." Real 401k enrollment is conducted through the plan administrator's authenticated portal (Fidelity, Vanguard, Empower) — employees are NEVER asked to enter credentials via cold inbound email. Detection: 401k/retirement enrollment vocabulary + sign-in/login prompt + deadline urgency + no In-Reply-To + not protected sender. Trash score: +3. Source: GC1-R19; DOL 401k phishing advisory 2025; SHRM benefits security alert.
False-positive guard
Every signal in Gorganizer feeds a multi-module score — never a sole verdict. This is a threat-tier signal — it adds a strong contribution to the trash score. The full pipeline still requires convergence across multiple modules + a margin over the safety floor before deletion happens, and Gmail's trash (30-day recovery) is always used — never permanent delete.
About the scoring engine
Gorganizer's scoring engine emits over 1,800 signals across six modules — headers, sender, subject, body, attachments, and structural metadata. Every email is scored by every module independently; the final verdict requires multiple modules to agree and the trash score to beat the safety floor by a margin.
Sacred safety guards — never delete starred emails, replies, calendar invites, receipts/invoices, or attachments — apply unconditionally regardless of any signal.
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