Credit score repair scam
credit-score-repair-scam
What this tier means
High-confidence threat indicator — phishing, impersonation, BEC, or scam pattern. Strong contributor to the trash decision.
How Gorganizer detects this
Fake credit repair services promise to add an implausible number of points to a credit score, remove "negative items" overnight, or wipe bad credit history — then charge upfront fees, harvest SSNs, or lock victims into ongoing monthly charges for worthless services; the FTC designates credit repair as one of its top fraud enforcement areas; legitimate credit counsellors never guarantee specific point improvements, never charge upfront, and never claim they can remove accurate negative items.
False-positive guard
Every signal in Gorganizer feeds a multi-module score — never a sole verdict. This is a threat-tier signal — it adds a strong contribution to the trash score. The full pipeline still requires convergence across multiple modules + a margin over the safety floor before deletion happens, and Gmail's trash (30-day recovery) is always used — never permanent delete.
About the scoring engine
Gorganizer's scoring engine emits 2,143+ signals across six modules — headers, sender, subject, body, attachments, and structural metadata. Every email is scored by every module independently; the final verdict requires multiple modules to agree and the trash score to beat the safety floor by a margin.
Sacred safety guards — never delete starred emails, replies, calendar invites, receipts/invoices, or attachments — apply unconditionally regardless of any signal.
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