Fake Bitcoin ATM cash payment scam — IRS/SSA/utility/tech support demands payment via Bitcoin ATM + go to nearest Bitcoin ATM + deposit cash + send Bitcoin to wallet address + no government agency or utility accepts Bitcoin ATM payments
fake-bitcoin-atm-cash-payment-scam
What this tier means
High-confidence threat indicator — phishing, impersonation, BEC, or scam pattern. Strong contributor to the trash decision.
How Gorganizer detects this
Bitcoin ATM fraud — one of the fastest-growing fraud payment methods. Scammers impersonating the IRS, Social Security Administration, utility companies (electricity, gas, water), Microsoft/Apple tech support, courts, or bail bondsmen instruct victims to go to a physical Bitcoin ATM (located in gas stations, convenience stores, grocery stores) and deposit cash which is immediately converted to Bitcoin and sent to the scammer's wallet. The irreversibility of Bitcoin transactions is the key property scammers exploit. Key facts: (1) No US government agency (IRS, SSA, USCIS, courts) accepts or requests payment in Bitcoin or cryptocurrency — this is explicitly stated by every federal agency; (2) Utility companies accept credit/debit cards, ACH transfers, checks, or money orders — never Bitcoin; (3) Bitcoin ATM transactions are typically final within minutes and cannot be reversed; (4) Bitcoin ATMs charge fees of 8–20%, making them expensive for any legitimate purpose; (5) The FTC 2024 reported that Bitcoin ATMs are now the #1 payment method for government impostor scams by dollar amount, with losses exceeding $114 million in a single year. The FBI Cryptocurrency Fraud Division specifically lists Bitcoin ATM payment requests as a near-certain fraud indicator. In response, several states have mandated daily transaction limits and mandatory fraud warnings at Bitcoin ATMs.
False-positive guard
Every signal in Gorganizer feeds a multi-module score — never a sole verdict. This is a threat-tier signal — it adds a strong contribution to the trash score. The full pipeline still requires convergence across multiple modules + a margin over the safety floor before deletion happens, and Gmail's trash (30-day recovery) is always used — never permanent delete.
About the scoring engine
Gorganizer's scoring engine emits over 1,800 signals across six modules — headers, sender, subject, body, attachments, and structural metadata. Every email is scored by every module independently; the final verdict requires multiple modules to agree and the trash score to beat the safety floor by a margin.
Sacred safety guards — never delete starred emails, replies, calendar invites, receipts/invoices, or attachments — apply unconditionally regardless of any signal.
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