Fake ESOP / RSU / stock-option expiry phishing — impersonates Carta, Morgan Stanley At Work, Fidelity NetBenefits, E*Trade, or Computershare with equity-award-expiry urgency + brokerage-credential harvest. SEC/FINRA 2025-2026; Abnormal Security Mar 2026.
fake-esop-rsu-stock-option-expiry-phish
What this tier means
High-confidence threat indicator — phishing, impersonation, BEC, or scam pattern. Strong contributor to the trash decision.
How Gorganizer detects this
Fraudulent equity-award expiration emails impersonating Carta, Morgan Stanley At Work / Smith Barney, Fidelity NetBenefits, E*Trade, Charles Schwab Equity Award Center, or Computershare, claiming an RSU, stock option, ESOP, or ESPP grant is expiring and the recipient must log in to exercise or vest before forfeiture. Three-part detection: (1) equity platform brand or equity-award type, (2) expiry / forfeiture urgency, (3) exercise / vest / log-in CTA with off-platform link. SEC and FINRA 2025-2026 advisories; Abnormal Security March 2026 documented active campaigns targeting tech employees. Harvests brokerage credentials enabling account takeover and equity liquidation.
False-positive guard
Every signal in Gorganizer feeds a multi-module score — never a sole verdict. This is a threat-tier signal — it adds a strong contribution to the trash score. The full pipeline still requires convergence across multiple modules + a margin over the safety floor before deletion happens, and Gmail's trash (30-day recovery) is always used — never permanent delete.
About the scoring engine
Gorganizer's scoring engine emits over 1,800 signals across six modules — headers, sender, subject, body, attachments, and structural metadata. Every email is scored by every module independently; the final verdict requires multiple modules to agree and the trash score to beat the safety floor by a margin.
Sacred safety guards — never delete starred emails, replies, calendar invites, receipts/invoices, or attachments — apply unconditionally regardless of any signal.
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