Fake government agency claiming the target qualifies for a government grant or stimulus payment and must verify identity or bank details via email link to claim the money — credential-harvest and bank-drain fraud; real government grants are disbursed through official portals (grants.gov, irs.gov), never cold email credential requests.
government-grant-stimulus-phish
What this tier means
High-confidence threat indicator — phishing, impersonation, BEC, or scam pattern. Strong contributor to the trash decision.
How Gorganizer detects this
Fake government agency, program, or relief fund claiming the recipient qualifies for a government grant, stimulus payment, or federal relief money and must verify their identity or bank account details via email link to claim the funds — credential-harvest and bank-drain fraud. Real government grants are disbursed through official authenticated portals (grants.gov, SBA, IRS Direct Deposit, state benefit portals); real stimulus payments follow legislative authorization and are distributed through verified IRS channels without requiring recipients to submit banking credentials via cold email. Distinct from irs-direct-file-2026-amendment-lure (IRS refund amendment) and sba-small-business-loan-phish (SBA loan) — this targets the generic government grant / stimulus payment eligibility narrative. Detection: government grant/stimulus payment qualify/eligible + verify identity/bank details to claim money vocabulary + no List-Unsubscribe + no In-Reply-To + not protected sender. Trash score: +4. Source: GC1-R25; FTC government impostor grant scam advisory 2025; BBB Scam Tracker government grant patterns.
False-positive guard
Every signal in Gorganizer feeds a multi-module score — never a sole verdict. This is a threat-tier signal — it adds a strong contribution to the trash score. The full pipeline still requires convergence across multiple modules + a margin over the safety floor before deletion happens, and Gmail's trash (30-day recovery) is always used — never permanent delete.
About the scoring engine
Gorganizer's scoring engine emits over 1,800 signals across six modules — headers, sender, subject, body, attachments, and structural metadata. Every email is scored by every module independently; the final verdict requires multiple modules to agree and the trash score to beat the safety floor by a margin.
Sacred safety guards — never delete starred emails, replies, calendar invites, receipts/invoices, or attachments — apply unconditionally regardless of any signal.
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