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ThreatPhishing & impersonation

Fake AT&T, Verizon, T-Mobile, or other telecom claiming a billing credit or overcharge refund requires bank account details for direct deposit — credential harvest and bank-drain fraud; real telecom credits are applied to the next bill.

telecom-billing-credit-phish

What this tier means

High-confidence threat indicator — phishing, impersonation, BEC, or scam pattern. Strong contributor to the trash decision.

How Gorganizer detects this

Fake AT&T, Verizon, T-Mobile, Comcast, or Spectrum billing department claiming a service credit, overcharge refund, or loyalty credit has been approved and requiring bank account details for direct deposit disbursement — credential harvest and bank-drain fraud. Real telecom credits are applied automatically to the customer's account or next bill; legitimate refunds are issued to the original payment method without requiring banking credentials via email. Detection: AT&T/Verizon/T-Mobile overcharge/billing credit approved + provide bank account/routing number for telecom credit direct deposit vocabulary + no List-Unsubscribe + no In-Reply-To + not protected sender. Trash score: +3. Source: GC1-R23; FCC telecom billing scam advisory; BBB AT&T/Verizon impersonation scam patterns 2025.

False-positive guard

Every signal in Gorganizer feeds a multi-module score — never a sole verdict. This is a threat-tier signal — it adds a strong contribution to the trash score. The full pipeline still requires convergence across multiple modules + a margin over the safety floor before deletion happens, and Gmail's trash (30-day recovery) is always used — never permanent delete.

About the scoring engine

Gorganizer's scoring engine emits over 1,800 signals across six modules — headers, sender, subject, body, attachments, and structural metadata. Every email is scored by every module independently; the final verdict requires multiple modules to agree and the trash score to beat the safety floor by a margin.

Sacred safety guards — never delete starred emails, replies, calendar invites, receipts/invoices, or attachments — apply unconditionally regardless of any signal.

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