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ThreatPhishing & impersonation

Fake IRS tax refund direct deposit confirmation requiring bank account verification via non-.gov link — the IRS NEVER emails refund deposit confirmation links; all IRS tax communication is via mail or irs.gov.

irs-refund-direct-deposit-phish

What this tier means

High-confidence threat indicator — phishing, impersonation, BEC, or scam pattern. Strong contributor to the trash decision.

How Gorganizer detects this

Fake IRS tax refund direct deposit confirmation email requiring bank account verification via a non-.gov link — identity theft and bank account takeover targeting taxpayers. The IRS communicates tax refunds via physical mail (Notice 1450) and the "Where's My Refund?" tool at irs.gov; it NEVER emails refund direct deposit confirmation links or requests banking details via email. A non-.gov sender claiming to process or confirm a tax refund with a bank account entry link is high-confidence fraud. Detection: IRS refund/tax refund direct deposit vocabulary + confirm bank/verify account/provide routing action or non-.gov href + no List-Unsubscribe + no In-Reply-To + not protected sender. Trash score: +4. Source: GC1-R20; IRS tax scam advisory 2025; FTC tax refund impostor advisory.

False-positive guard

Every signal in Gorganizer feeds a multi-module score — never a sole verdict. This is a threat-tier signal — it adds a strong contribution to the trash score. The full pipeline still requires convergence across multiple modules + a margin over the safety floor before deletion happens, and Gmail's trash (30-day recovery) is always used — never permanent delete.

About the scoring engine

Gorganizer's scoring engine emits over 1,800 signals across six modules — headers, sender, subject, body, attachments, and structural metadata. Every email is scored by every module independently; the final verdict requires multiple modules to agree and the trash score to beat the safety floor by a margin.

Sacred safety guards — never delete starred emails, replies, calendar invites, receipts/invoices, or attachments — apply unconditionally regardless of any signal.

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