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ThreatPhishing & impersonation

Fake Department of Education/FAFSA claiming a student aid disbursement requires bank account verification via email link — high-volume student targeting scam; real FAFSA disbursements go through the bursar.

student-fafsa-aid-phish

What this tier means

High-confidence threat indicator — phishing, impersonation, BEC, or scam pattern. Strong contributor to the trash decision.

How Gorganizer detects this

Fake Department of Education, FAFSA, or financial aid office claiming a student aid disbursement is ready and requiring bank account verification via email link — credential harvest and bank account takeover targeting students. Real FAFSA disbursements are processed through the school bursar after verification in the official FAFSA portal; cold email links requesting banking information to "receive" aid are advance-fee / credential theft attacks. Detection: FAFSA/financial aid disbursement + bank account/routing number/verify for aid vocabulary + no List-Unsubscribe + no In-Reply-To + not protected sender. Trash score: +4. Source: GC1-R22; ED.gov FAFSA scam advisory 2025; FTC student aid scam patterns.

False-positive guard

Every signal in Gorganizer feeds a multi-module score — never a sole verdict. This is a threat-tier signal — it adds a strong contribution to the trash score. The full pipeline still requires convergence across multiple modules + a margin over the safety floor before deletion happens, and Gmail's trash (30-day recovery) is always used — never permanent delete.

About the scoring engine

Gorganizer's scoring engine emits over 1,800 signals across six modules — headers, sender, subject, body, attachments, and structural metadata. Every email is scored by every module independently; the final verdict requires multiple modules to agree and the trash score to beat the safety floor by a margin.

Sacred safety guards — never delete starred emails, replies, calendar invites, receipts/invoices, or attachments — apply unconditionally regardless of any signal.

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